Top Questions About Social Security
What is a Social Security Card?
When you apply for a Social Security number (SSN), the Social Security Administration (SSA) will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.
How To Get a Social Security Card
Getting a Social Security Number for a New Baby
The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your child’s birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your child’s birth certificate.
Prevent Identity Theft
What Is the Average Social Security Payment?
Average Social Security Payment
|Retiree type||Average estimated monthly benefit|
|All retired workers||800,657|
|Aged couple, both receiving benefits||5000,753|
|Widowed mother and two children||$3,187|
|Aged widow(er) alone||800,553|
|Disabled worker, spouse and one or more children||5000,383|
|All disabled workers||800,358|
Maximum Social Security Payment
Making (or exceeding) Social Security’s annual maximum earnings ($147,000 in 2022) is challenging for most people. High-earning individuals are eligible for a higher monthly Social Security payment if they have met the SSA’s maximum taxable earnings each year for at least 35 years of work. The SSA reports the maximum monthly Social Security benefit an individual can receive in 2022 is: 3
Jeff Hoyt, Editor-in-Chief at SeniorLiving.org, and Mary Beth Franklin, Certified Financial Planner and Contributing Editor of InvestmentNews, take a deep dive into maximizing your Social Security payout. Watch the video below for more information.
Pro Tip: AARP notes if you wait longer than your full retirement age to claim Social Security, you can earn delayed retirement credits to increase your eventual benefit by two-thirds of one percent for every month you wait.
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